What is a Producer? Producer[pruh-doo-ser]noun1.A Producer is an individual licensed by a State’s Insurance board to sell insurance. A Producer can be an Agent, a Broker, or a colleague of either of the two. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The Best of Both Worlds Here are a few reasons we’ve chosen to be independent. When Does Your Personal Car Become a Commercial Vehicle? At what point can you call a personal vehicle commercial? Long-Term-Care Protection Strategies The chances of needing long-term care, its cost, and strategies for covering that cost.